The opinions expressed herein are those of Raymond James and is subject to change without notice. Tar River Wealth Planning, LLC (“Tar River” or “TRWP”) is not affiliated with Raymond James and the information contained herein has been obtained from sources considered reliable. The content offers generalized research and should not be considered personalized investment advice nor a recommendation to purchase or sell any particular security. It is for informational purposes only and does not constitute a complete description of our investment services or performance. Nothing in these commentaries should be interpreted to state or imply that past results are an indication of future investment returns. All investments involve risk and unless otherwise stated, are not guaranteed and past performance is not indicative of future results. Be sure to consult with an investment & tax professional before implementing any investment strategy. Investing involves risk. Principal loss is possible.

Tar River is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about Tar River including our investment strategies, fees and objectives can be found in our ADV Part 2, which is available at https://adviserinfo.sec.gov/firm/summary/328530 or by calling 919-496-1511.